See how much your monthly SIP or one-time investment could grow to — with an optional yearly step-up.
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Popular uses
How to use the SIP calculator
Questions people ask
How is SIP return calculated?
Each monthly instalment grows at the expected monthly rate (yearly return ÷ 12) until the end. This is the same method most fund websites use. Real returns change every year — this is an estimate, not a promise.
What is a step-up SIP?
You increase your SIP amount every year, for example by 10% when your salary rises. Even a small step-up makes a big difference over 15–20 years.
What return should I assume?
Many people use 10–12% a year for equity funds over long periods, and 6–7% for debt funds. Past returns do not guarantee future returns.
Is this investment advice?
No. It is a maths tool to help you plan. Mutual fund investments are subject to market risks — read the scheme documents or talk to a registered adviser.