See how much your Public Provident Fund will grow to — tax-free — over 15 years or more.
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PPF rate 7.1% for Oct–Dec 2026. Check the latest rate before you invest.
How to use the PPF calculator
1Type your yearly depositBetween ₹500 and ₹1.5 lakh a year.
2Keep 7.1% and 15 yearsOr change them to plan an extension.
3See maturityTotal deposited, tax-free interest and maturity value.
Questions people ask
What is the current PPF interest rate?
7.1% a year for October–December 2026. The government reviews it every quarter.
How is PPF interest calculated?
Interest is compounded once a year. Deposit before the 5th of April (or each month) to earn interest for the full year — this calculator assumes deposits at the start of each year.
How much can I deposit?
From ₹500 to ₹1,50,000 per financial year. The account matures after 15 years and can be extended in blocks of 5 years.
Is PPF tax-free?
Under the old tax regime, deposits get a deduction up to ₹1.5 lakh, and interest and maturity are tax-free (EEE).