Lumpsum calculator

See what a one-time investment could grow to over the years.

No daily limit No watermark No sign-up Files never uploaded

Investment type

Popular uses

About this tool

A lumpsum grows by compounding once a year at your expected return: FV = P × (1 + r)^years. Compare it with a monthly SIP on the same page by switching to “Monthly SIP”.

How to use the SIP calculator

1Pick SIP or lumpsumMonthly SIP for regular investing, lumpsum for a one-time amount.
2Type amount, return and yearsAdd a yearly step-up if you plan to increase your SIP.
3See the valueInvested amount, estimated gain and final value update instantly.

Questions people ask

Lumpsum or SIP — which is better?

Lumpsum works well when you already have the money and markets are reasonable; SIP spreads your buying over time and suits monthly income. Many people combine both.

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