See what a one-time investment could grow to over the years.
No daily limit No watermark No sign-up Files never uploaded
Investment type
Popular uses
About this tool
A lumpsum grows by compounding once a year at your expected return: FV = P × (1 + r)^years. Compare it with a monthly SIP on the same page by switching to “Monthly SIP”.
How to use the SIP calculator
1Pick SIP or lumpsumMonthly SIP for regular investing, lumpsum for a one-time amount.
2Type amount, return and yearsAdd a yearly step-up if you plan to increase your SIP.
3See the valueInvested amount, estimated gain and final value update instantly.
Questions people ask
Lumpsum or SIP — which is better?
Lumpsum works well when you already have the money and markets are reasonable; SIP spreads your buying over time and suits monthly income. Many people combine both.