Home loan EMI calculator

See the monthly EMI, total interest and full schedule for your home loan.

No daily limit No watermark No sign-up Files never uploaded

See year-by-year schedule

Popular uses

About this tool

For a home loan, even a small rate difference changes the total a lot. Try changing the time from 20 to 15 years and compare the total interest — paying a little more each month can save lakhs.

How to use the EMI calculator

1Enter loan amountThe amount you will borrow, after your down payment.
2Enter rate and timeThe yearly interest rate from your bank, and the loan time in years or months.
3See your EMIMonthly EMI, total interest and total payment update instantly.

Questions people ask

How much home loan can I get?

Banks usually keep all your EMIs under about 40–50% of your monthly take-home salary. Use the EMI here to check what fits your budget.

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